Welcome to shares.nawy.com ("our website"). By accessing and using our site, you are agreeing to the terms set out in these website Terms of Use, our Cookie Notice, and our Privacy Policy. These terms apply to all users and visitors of our site. If you do not agree with these documents' terms, please refrain from using our site immediately. Our site is operated by Nawy Shares (“we” or “us”), with the commercial register number 74357, and our registered office is located at Office 604, 6th floor, Building 47, North Teseen st., New Cairo, Cairo, Egypt. Please note that we reserve the right to modify or amend these website terms of use, our site, or any content on our site from time to time. This may occur for reasons such as security, legal or regulatory compliance, or to reflect updates or changes to our services or site functionality. It is advisable to check our site and these website terms of use regularly to stay informed and compliant with the latest version. Any changes made will be effective immediately upon posting the revised documentation on our site, and your continued use of our site will signify your acceptance of such changes.
In order to be able to use the Nawy Shares platform, you shall register by creating an account on the platform. Please note that your account details (username and password) are unique and cannot be transferred to others. It is crucial for you to bear full responsibility for all information and activities on our site carried out using your username and password. Therefore, it is essential to safeguard the confidentiality of your login details. In the event of any disclosure, loss, theft, or unauthorized use of your username or password, you must notify us immediately. Kindly refrain from transferring or reselling your username and password to any third party. Please be aware that if you grant permission to an employee, subcontractor, or agent to use your login details, you will be held responsible for their activities on our site. In cases where we suspect that the account holder is not you, or if there is suspicion of illegal, fraudulent, or unauthorized use, we retain the right not to act on your instructions. If you become aware of any potential unauthorized use or security breach concerning your login credentials, including loss, theft, or unauthorized disclosure, please inform us promptly at shares@nawy.com.
You must be at least eighteen (18) years old to access our site, as determined by the Egyptian laws regarding a person’s capacity to enter into legal agreements. By using our site, you acknowledge and assure us that you have the necessary legal right, experience, knowledge, and ability to comply with these website terms of use.
The registration process involves providing essential personal details, such as your name and email address. You will also be required to create a unique username and password, and upload your national ID. These details are used for identification purposes, so it is crucial to keep them secure at all times.
Subsequently, you will need to submit comprehensive information, depending on whether you are an individual investor or a seller looking to list a property. Additionally, to fulfill our anti-money laundering obligations, we will request proof of your identity and current address (or that of relevant business directors, partners, or representatives, if applicable). Approval for becoming a seller or investor on our site is subject to our sole discretion.
You warrant and represent that the information provided during the registration process is accurate, up-to-date, and complete. For further insights into how we handle your personal data, please refer to our Privacy Policy.
Your use of our site is entirely at your own risk. Neither we nor any of our affiliates, agents, officers, employees, suppliers, or licensors will be liable to you or anyone else for any:
Inaccuracy, delay, interruption in service, error, or omission, regardless of the cause, or for any damages resulting from such occurrences.
Decisions made or actions taken, or not taken, by you in reliance on our site or its content
Damages, including direct, indirect, incidental, consequential, special, punitive, exemplary, or similar damages, regardless of the theory of liability, even if advised of the possibility of such damages in advance.
Loss or injury resulting from the use of the content of our site, whether caused by negligence or events beyond our control in procuring, compiling, interpreting, reporting, or delivering our site and its content, or otherwise.
Losses, damages, liabilities, claims, or expenses, including legal costs and defense or settlement costs, whether direct, indirect, or consequential, arising from your use of our site or its content, regardless of the cause, whether in contract, tort (including negligence), statute, or otherwise.
Loss resulting from a cause over which we do not have control.
However, this limitation of liability does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
All exclusions and limitations of liability set out in these website terms of use shall apply to the fullest extent permissible under applicable law.
You agree to indemnify us fully for any liability incurred by us for any loss, cost, damage, or expense, howsoever caused or suffered by us as a result of your breach of these website terms of use. If you use our site inappropriately or maliciously, you also agree to indemnify us against any losses suffered by us or any third parties as a result of or in connection with such use.
You may only use our site for lawful purposes. It is strictly prohibited to engage in the following activities:
Violating any applicable local, national, or international laws or regulations while using our site.
Utilizing our site for unlawful or fraudulent purposes or attempting to harm minors in any manner.
Sending, receiving, uploading, downloading, using, or reusing any material that does not comply with our content standards, as specified below.
Transmitting or soliciting unsolicited or unauthorized advertising, promotional material, or any form of spam.
Knowingly transmitting data or uploading materials containing viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any harmful computer code intended to adversely affect computer software or hardware.
Using our site in a way that could damage or overload our servers or any network connected to them.
Interfering with other parties' use of the website, contravening applicable laws, or infringing upon the rights of others under such laws.
Employing any automated processes without our prior written permission, including but not limited to robots, spiders, screen scrapers, or data aggregation tools, to process, monitor, copy, or extract web pages, information, content, or data from our site.
Publishing or making available through our site any content that is false, misleading, fraudulent, or likely to cause confusion. This includes content that is unlawful, libelous, defamatory, offensive to religious or moral groups, obscene, pornographic, indecent, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, or otherwise objectionable.
Taking actions that put an unreasonable or disproportionately large load on our site's infrastructure or bandwidth.
Attempting to gain unauthorized access to our site, its servers, or any connected server, computer, or database.
Trying to attack our site through denial-of-service attacks or distributed denial-of-service attacks.
Attempting to reverse engineer, reverse assemble, decompile, or discover source code or arithmetic formula related to the software underlying our site's infrastructure and processes.
Copying, reproducing, altering, modifying, creating derivative works from, or publicly displaying any part of our site's content without our prior written permission.
Failure to comply with these website terms of use may lead to the termination or suspension of your rights to use our site. In such cases, we reserve the right to report any breaches that also constitute a violation of applicable laws to the relevant law enforcement authorities and cooperate with them by disclosing your identity. In the event of a breach, your access to our site will be immediately revoked.
When using our platform, you acknowledge and agree to the following fees and charges:
Investment Entry Fees: We may charge a fee for processing your partial investment in a real estate property. This fee will be clearly disclosed to you before you confirm your payment.
Transaction Fees: In certain circumstances, there may be transaction fees associated with buying or selling partial investment units. These fees will be communicated to you before the transaction takes place.
Brokerage Fees: We charge a commission fee for each buy or sell transaction executed on your behalf. The commission fee is typically a percentage of the total transaction value or a flat fee, depending on the type of asset being traded.
Penalty charges: There is a penalty charge in a case of:
In the event of returning or canceling your share before a specified period.
In the event of delay in payment of the installment on time.
Management Fees: As part of our services, we may charge a management fee based on the value of your partial investment. This fee covers the ongoing management and maintenance of the property.
Currency Conversion Fees: If you make an investment in a currency different from your account currency, currency conversion fees may apply.
Taxes: You are responsible for any taxes or duties applicable to your partial investments. Any taxes imposed by regulatory authorities will be your responsibility.
Other Charges: We reserve the right to introduce any additional charges or fees for new services or features. Any such charges will be clearly communicated to you in advance.
Please review the fees and charges carefully before making any partial investments through our platform. These fees are subject to change, and we will notify you of any updates or changes to the fees and charges in a timely manner. By continuing to use our platform, you accept any revised fees and charges.
Copyright: All content and materials present on the Nawy Shares website, including but not limited to text, images, graphics, videos, audio, and code, are protected by copyright laws. Nawy Shares owns the copyright to the original works of authorship on this website. Unauthorized reproduction, distribution, display, or modification of any content on the website is strictly prohibited and may result in legal action.
Trademarks: The name Nawy Shares, the Nawy Shares logo, and any other trademarks or service marks used on the website are the exclusive property of Nawy Shares. These trademarks are protected by trademark laws, and their use without prior written permission from Nawy Shares is strictly prohibited
Patents: Any unique technology, features, or functionalities presented on Nawy Shares website may be protected by patents or patent applications owned by Nawy Shares. Any unauthorized use, reproduction, or distribution of patented features is strictly prohibited.
Trade Secrets: Nawy Shares may hold certain information or processes as trade secrets. These trade secrets include but are not limited to undisclosed algorithms, proprietary software, and other confidential information. Unauthorized access to or use of trade secrets is strictly prohibited.
Design Rights: The visual appearance, user interface, and user experience (UI/UX) of Nawy Shares website are protected by design rights. Any attempt to copy, reproduce, or replicate the website's design elements without permission is strictly prohibited.
Domain Names: The website domain name of Nawy Shares is the exclusive property of Nawy Shares. Unauthorized use or registration of similar domain names that may cause confusion with our brand is strictly prohibited.
License to Users: By accessing and using Nawy Shares website, you are granted a limited, non-exclusive, non-transferable license to use the website for personalpurposes. This license does not grant you ownership rights or permission to use the website's content or intellectual property for commercial purposes, resale, or distribution.
User-Generated Content: If you submit any user-generated content to Nawy Shares website, you grant Nawy Shares a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media. You represent and warrant that you have the necessary rights to grant this license and that the content does not infringe on the rights of any third party.
Reporting Infringements: If you believe that any content on Nawy Shares website infringes upon your intellectual property rights, please contact us immediately at shares@nawy.com with the details of the alleged infringement.
Violation Consequences: Any violation of these intellectual property rights may result in legal action and may lead to termination of access to Nawy Shares website.
By using Nawy Shares website, you acknowledge and agree to abide by these intellectual property rights and the terms and conditions set forth in the Nawy Shares website Terms of Use and Privacy Policy.
Any remarks, suggestions, ideas, materials, or other information (excluding data) you submit through our site will become our permanent property. You acknowledge that you are solely responsible for any submissions made using your username and password, including their accuracy, legality, reliability, appropriateness, originality, and copyright. Nevertheless, we reserve the right to refuse, remove, edit, or abbreviate any submission for any reason and may disclose such submissions at our sole discretion to ensure compliance with applicable laws, regulations, legal processes, or governmental requests.
All existing and future intellectual property rights related to our site, including copyright, registered and unregistered trademarks, design rights, unregistered designs, database rights, and others, are owned by us.
In the event that any intellectual property rights automatically vest in you by law or other means, you agree to perform any necessary acts and execute any documents that we reasonably request to assign such intellectual property rights back to us.
Regarding data you upload or submit to our site, you retain ownership of its copyright. However, you grant us a worldwide, perpetual, exclusive, royalty-free, and irrevocable license to use, copy, distribute, publish, and transmit such data in any manner. Please note that our handling of your personal data is governed by our Privacy Policy.
We do not provide any warranty or representation that the content on our site does not infringe upon the rights of any third party. If a third party claims that any material posted or uploaded by you on our site violates their intellectual property rights or right to privacy, we reserve the right to disclose your identity to them. Moreover, we have the authority to remove any material or posting you make on our site at any time.
Suspension: We may suspend your access to Nawy Shares website if there are suspected violations of these Terms of Use or for security and operational reasons.
Termination: We reserve the right to terminate your access to Nawy Shares website at any time, with or without cause and without prior notice.
Effect of Termination: Upon termination, all licenses granted to you under these Terms of Use will cease to be in effect, and you will lose access to your account and uploaded content.
Right to Refuse Re-Registration: You may not attempt to re-register without our explicit written consent after termination.
Violation of Law: We may terminate your access and report actions to law enforcement authorities if we suspect violations of applicable laws or regulations.
No Liability: We shall not be liable for any damages or losses resulting from the suspension or termination of your access to Nawy Shares website.
Survival: Certain provisions, such as intellectual property rights, disclaimer of warranties, limitation of liability, and indemnification, will continue to apply after termination.
Data Privacy: By using Nawy Shares website, you consent to the collection, processing, and storage of your personal data as per our Privacy Policy. Your data will be used solely for the stated purposes and will not be shared without your consent.
Confidentiality: Once you have an official account, you agree not to disclose or communicate any Confidential Information to anyone, except your professional representatives, advisers, or as required by law or regulatory authorities, or with our consent. You will make every effort to prevent unauthorized publication or disclosure of any Confidential Information and use it solely for proposing, considering, or engaging in transactions through our site. For the purpose of this clause, "Confidential Information" includes all information, regardless of its form (visual, oral, or electronic), related to us, customers or developers. This information is provided or disclosed through our site or to our employees or agents in connection with the use of our site.
Security: We employ standard security measures, but please be aware that online platforms have inherent risks.
Third-Party Links: We are not responsible for the privacy practices or content of third-party websites linked on our site.
We strive to ensure the continuous availability of our website. However, we do not guarantee uninterrupted access to the website due to factors beyond our control. Temporary interruptions may occur due to maintenance, upgrades, or technical issues. We will work to minimize any inconvenience caused.
We retain the right to control the accessibility of our site to any individual, geographic location, or jurisdiction, as we deem appropriate, and may terminate your access and use of our site at any time and at our sole discretion.
Additionally, we may, at our discretion, impose restrictions or limitations on your use of our site. Furthermore, for reasons related to commercial, security, technical, maintenance, legal, or regulatory matters, or in case of any violation of these website terms of use, we reserve the right to withdraw our site or suspend your access without prior notice.
Our website serves as a marketplace where you can directly buy shares in properties.
By using our site, you acknowledge and agree that the content presented does not constitute a personalized recommendation for any specific investment, portfolio of investments, transaction, or investment strategy, either for you or any other individual. We, along with the information providers and their affiliates, do not provide personalized advice on the nature, potential, advisability, value, or suitability of any investment, portfolio, transaction, or investment strategy.
The content and material available on our site are intended for informational purposes only and should not be considered a formal offer, solicitation, invitation, or recommendation to buy or sell properties or any other financial services, unless explicitly stated. We strongly encourage you to seek independent advice from a financial advisor before making any buying or investment decisions.
Keep in mind that the value of real estate properties and their income can fluctuate, and there is no guarantee of recovering the amount paid. Past performance of a property is not indicative of its future performance. Certain investments may be challenging to sell or accurately value, and obtaining reliable information about their risks can be difficult.
Information such as prices, descriptions, and financial data on our site is sourced from third-party providers believed to be reliable. While we make reasonable efforts to verify this data, we cannot guarantee its completeness or accuracy.
Advertised returns on our site are indicative and may be subject to external factors beyond our control, such as economic and business conditions. We do not guarantee that the advertised returns will be available to you at any given time.
It is essential to understand that nothing on our site should be interpreted as an offer or solicitation to sell properties or related services in any jurisdiction.
At times, our site may reference prior investments or published data, but please be aware that such references may be selective or partial, and previously published information may not be current or up-to-date due to continuous market changes. Always exercise caution and seek up-to-date information and advice when making investment decisions.
We reserve the right to modify these website terms of use at any time by updating this page. It is your responsibility to regularly check this page to stay informed about any changes, as they are legally binding upon you. Certain provisions in these terms of use may also be replaced by provisions or notices published elsewhere on our site.
In case you have any questions regarding our website Terms of Use, or want to reach us for any kind of support, please shoot us an email at shares@nawy.com.
By using Nawy Shares Website, you agree to comply with the overall Terms of Use and Privacy Policy. We may modify these terms as needed and will communicate any updates through the Nawy Shares website.