Through our website/Application , users can digitally invest in real estate properties for very small amounts, no matter where they are. Nawy Shares selects the best off-plan units by top tier developers based on analysis of price/m² & historical performance. Each unit is divided into a number of shares (usually 20 to 40) and is offered on the platform with the same payment plan offered by the developer . Investors can pay their down payments online, seamlessly, using their bank cards, then sit back and relax as the monthly installments get deducted automatically. Investors then receive their documents (reservation forms & contracts) delivered to their doorsteps to be signed.
Egypt’s real estate market is one of the most resilient and promising investment opportunities in the region. Here are a few reasons why:
Uninterrupted Growth: Over the past 70 years, Egypt’s real estate market has not experienced significant price drops or depreciation. Even during periods of economic hardship, political unrest, and global financial crises, property values in Egypt have shown remarkable resilience, often continuing to rise in value.
A Hedge Against Inflation: Historically, real estate in Egypt has been a strong hedge against inflation & currency devaluation. Investors who have held onto property have seen their investments grow, even as other assets fluctuated in value.
Growing Population: With over 100 million people and rising, Egypt's increasing urban population is driving demand for residential, commercial, and industrial properties.
Government Support: The Egyptian government is heavily investing in real estate, launching major national projects such as the New Administrative Capital and coastal developments, creating numerous opportunities for investors.
Cultural Preference for Property Ownership: Egyptian culture strongly values real estate ownership as a stable and secure investment, leading to sustained demand, even in times of uncertainty. This cultural mindset further solidifies the market’s position as a safe haven for investors.
Off-plan real estate offers a unique advantage over traditional investments like certificates of deposit (CDs), dollar savings, or gold because it provides opportunities for higher growth while beating inflation. Here's why:
Outpaces Inflation: Unlike fixed-income products (e.g., CDs) that struggle to keep up with inflation, off-plan real estate appreciates faster as property values increase. As construction progresses, the value of the property rises, allowing you to benefit from such significant appreciation in price.
Lower Initial Investment: Off-plan properties typically require a lower upfront payment compared to buying completed properties. You can lock in lower prices today, and as the project nears completion, the market value increases, giving you potential for greater returns.
We also focus solely on “Tier 1” real estate developers that have solid track-record in delivering on time and we have made analysis on the historical performance of such developers and the appreciation of units, historically, between launch and delivery.
Our platform offers a one-of-a-kind real estate purchase experience that’s designed to make investing easy, accessible, and profitable. Here’s why we stand out:
Access to Exclusive Units: We give you access to a carefully curated selection of off-plan real estate projects that are not widely available on the market, allowing you to co-own in high-growth potential properties before they even hit the market.
Affordable Payment Plans: We believe in making real estate investment accessible to all. Our “Real Estate Shares” concept makes it possible to offer flexible and affordable payment plans, allowing you to co-own in premium properties without a large upfront capital requirement.
Seamless Digital Experience: Buying in real estate has never been easier. Our platform provides a fully digital experience—from browsing properties and managing your portfolio to making payments—all at your fingertips.
Hassle-Free Exit:When you’re ready to sell, our team of 600+ sales experts is here to help. We offer a smooth and efficient exit process, ensuring you can liquidate your shares easily and at the right time to maximize your returns.
We open a new unit(s) for sale every Tuesday at 2:00 pm Cairo time. Everyone can see the upcoming unit(s) as 'Coming soon' but they can only buy when they open.
Click here to view upcoming units.Currently, access to Nawy Shares website/Application is exclusive. New joiners are put on a waitlist. While users on the waitlist have access to see all old & upcoming units, they will be able to start buying as soon as you are not anymore on the waitlist.
However, We usually give 'golden tickets' to waitlisted users to be able to skip the waitlist. Those are basically shares that we reserve in old or upcoming units for waitlisted users to help them on their 1st purchase, and to give chances to skip the line. So, keep alert with your homepage banners.
We open a new unit(s) for sale every Tuesday at 2:00 pm Cairo time. Everyone can see the upcoming unit(s) as 'Coming soon' but they can only buy when they open. When they open, you get to follow the following steps:
The minimum you can buy is one share in any property of your choice. On average, the downpayments range from EGP 20k to 70k, and installments from 3k to 12k.
There is only a cap on the number of shares an individual can buy per unit as the value is created by Nawy Shares through offering units on a common ownership basis.
You can track your co-owned units performance from your portfolio! Real estate investment performance isn't updated as quickly as other types of assets. Real estate values typically update every 3 to 6 months. We help you stay informed by providing the latest developer Price Updates. The developer periodically adjusts the prices based on construction progress and market demand.
You must be at least twenty one (21) years old to be able to purchase a unit, as determined by Egyptian laws regarding a person’s capacity to enter into legal agreements.
We have 2 exit conditions that if 1 of them is fulfilled, we sell the unit.
Condition 1: When the unit is delivered (This is around 4 years and will depend on the agreement with the developer). This is because buyers usually find this time a very good time to buy a property because they can move in immediately & still have some of the unit price remaining in installments. ok, so can we sell before that time? the answer is yes!
Condition 2: if we sell the unit if a purchaser is willing to offer a payment that is at least 80% more than the total amount paid by the common owners.
In order to help you understand more, let's assume a unit worth EGP 10M. The DP for this unit (10%) is EGP 1M. Let's take a snapshot after 2 years. Assuming the common owners have already, collectively, paid EGP 3M out of the 10M. In order for us to get 80% on what has been paid, we need to ask a new buyer for 5.4M as a DP (3M + 2.4M) and the new buyer continues 7M installments with the developer.
Now let's assume the developer, then, is selling the unit at EGP 18M. By that time, it would make sense for the buyer to buy our unit at 5.4M DP & 7M Installments, with an earlier delivery date, than to buy a new unit from developer at 1.6M DP & 14.4M installments, with a later delivery date If the sale happened, you get disbursed the sale proceeds achieved after deducting the fees & taxes.
Nawy Shares selects units to buy in based on several criteria:
Project Location: We target locations that are experiencing a real estate boom/significant growth.
Developer: We work with top developers, with proven track record of investment, quality & delivery.
Unit type & location: : The unit MUST be of high demand, whether through area, number of bedrooms , amenities, or other factors, such as the location of the unit, in order to maximize future value.
Price/m² & payment plan: We strive to secure units with competitive pierce per sqm & exclusive payment plans that offer flexibility and value that, in return, help us sell at higher price.
All these factors and more help us choose units where there is the possibility to exit before delivery, making them suitable for short-term or medium-term investment opportunities.
Entry Fees (1% to 3% of the total share value): They are to be paid with the down payment(s). For example, if the total share value is EGP 500k, the entry fee is 1%, it would be EGP 5k.
Installment Fees (3% of the installment value): They are to be paid with every installment. For example, if the installment value is EGP 5k, the fee would be EGP 150.
Exit Fees (5% of total resale value): They are to be deducted from the final sale price of the unit. For example, if the total resale price of a unit is EGP 20M, the fees would be EGP 1M to be deducted from the sale price.
Within 14 working days after a unit exit.
No, because Nawy Shares offers a common ownership platform. The intention for the latest attempt to exit is at the delivery date of the property.
No, you do not need to be an Egyptian to buy a share in a unit! We welcome all nationalities within our platform. However, each foreign individual will need to ensure that his/her meets the legal requirements for foreign ownership in Egypt.
No, you do not need to be living in Egypt. However, please be aware that paperwork will take more time to deliver to your location! Also, you must have a bank account in Egypt to receive your money on, as per the Egyptian Regulations.
Yes. Given that Nawy Shares offers a common ownership structure, the same rules (as if you are buying directly from the developer) will apply. If you want to sell your share at any time, you will need to find a buyer for your share and agree on the purchase price with the new buyer provided that the approval of Nawy Shares is obtained and the new buyer submits all required documents in a form and substance acceptable to Nawy Shares. Nawy Shares will then cancel your contract & sign a new one with the new buyer who will continue paying installments instead of you in the same amounts and the same timeframe.
We understand that getting a fair price for your share is crucial. To ensure transparency and fairness, we have a comprehensive evaluation process in place. On the delivery date, a professional evaluator assesses the property. These evaluators are independent experts with extensive experience in real estate valuation.
In the very unlikely event that a unit cannot be sold by the delivery date the unit's co-owners will still be liable for all monthly payments since this is a common ownership structure and they will ultimately become the legal owners of the units when the purchase price is fully paid.
The current model doesn’t support property rent as the intention is to sell the unit at the delivery date.
Our Model simply operates through buying a unit from a developer and offer such unit for sale to individuals on a common ownership basis. The model involves selling a share in a property with a preliminary contract according to the Egyptian Civil Code No. 131 of 1948 (which is similar to any agreement entered into between a buyer of a unit and the developer).
You can check drafts from the contract in the “Documents” section on each property.
As with any other Real Estate selling transaction, there are applicable taxes. Each investor shall bear solely all types of taxes or fees related to the conduct of his activities, his profits, and his revenues. However, Nawy Shares will support with deducting the applicable tax and submit it to the Tax Authority on each investor’s behalf.
Nawy Shares buys the unit from the developer via a primary sale contract and then sells the unit on a common ownership basis to buyers via similar contracts according to the Egyptian Civil Code No. 131 of 1948. These primary contracts stipulate that the actual transfer of ownership happens when the purchase price of the unit is paid in full. However, these contracts are legally binding on Nawy Shares and the developer. This is similar to buying any unit directly from a developer.
There are a total of 2 documents to be received:
Reservation Form: filled out to reserve your share and will be sent within 7 business days from the date of the share purchase.
Sale and Purchase Contract: Once Nawy Shares receives its signed sale and purchase contract from the developer, a sale and purchase agreement will be delivered to each buyer (where Nawy Shares is the seller of the unit). The timing of providing this contract will depend on receiving the sale and purchase agreement from the developer.
We have a grace period of 5 days for each payment. Starting the 6th day, a daily penalty of EGP 50 per share is applied for every day of delay. If a payment is late by one calendar month, it is considered a missed payment. Missed payments are still due. But be careful, 3 consecutive missed payments or 6 non-consecutive missed payments within 12 months will result in your contract being nullified and the sale and purchase agreement of your share in the unit will be revoked. ِIn case that happens, a penalty equivalent to the down payment paid at the entry time will be deducted from your balance. The remainder of your money will be paid back in monthly installments (in the same manner they have been paid by the customer). This is to ensure that no shareholder can negatively impact their peers by failing to pay on time.
As mentioned before, all our bought properties are off-plan. Meaning they have not been delivered or registered with the notary public yet. Hence, the developer offers Nawy Shares a primary contract (عقد ابتدائي) until the unit is delivered and its value is paid in full. Only then we get a final contract that can be registered with the notary public. provided that the registration requirements are met (for example, the developer has registered the project in its name with the notary public, the developer attends before the notary public to sign the final contract to be registered, etc.). This is similar to any unit that is purchased off-plan from a real estate developer. Nawy Shares mirrors this relationship with the investors as well. They get primary contracts to state their ownership of the unit & stipulate that the actual transfer of ownership happens when all payments are made. However, these contracts are legally binding.
We ask you to set a PIN code on the application to enhance security. This extra layer of protection ensures that your account and personal information remain safe.
To reset your PIN code, please contact our customer service team through the live chat feature on our website/Application. They will guide you through the process and help you reset your PIN securely.
We need to check your ID for 2 reasons:
To ensure that it is valid - otherwise, your purchase would be nullified and the contract void.
To create the contract(s) for you.
Right now, we’re accepting payments with Egyptian & International credit and debit or prepaid cards only. We’re working hard to bring bank transfers into the mix, so stay tuned!
No
In case you miss a payment, a daily penalty of EGP 50 per share is applied for every day of delay. If a payment is late by one calendar month, it is considered a missed payment. Missed payments are still due. But be careful, 3 consecutive missed payments or 6 non-consecutive missed payments within 12 months and your contract will be nullified and the share revoked by Nawy. ِIn case that happens, a penalty equivalent to the down payment paid will be deducted from your balance. The remainder of your money will be paid back in monthly installments (in the same manner they have been paid by the co-owner). This is to ensure that no shareholder can negatively impact their peers by failing to pay on time.
If you're already a registered customer, you'll need to replace your default card with another card before deleting the existing one.
If you're not a registered customer, and don't have any payments due, you can delete your card directly from your account settings.
Withdrawing money from your Nawy Shares Wallet is simple. Just press the 'Withdraw' feature in your account section on the app or website, and follow the instructions to complete the process. If you need any assistance, our customer support team is always available to help.
A Golden Ticket is your VIP pass to early access on select properties before they go public! You’ll receive one as a first time investor on our platform, giving you a head start on the best investment opportunities.
As a first-time buyer with Nawy Shares, you will receive an early access offer. This is our way of easing the process of buying and giving you a head start. Early access allows you to explore and co-own in a project before its official launch, providing you with a unique opportunity to secure your opportunities early and take advantage of potential benefits
Since Nawy Shares deals with off-plan units, this means you're co-owning in a property that is still under construction and not yet completed. Because of this, you won't be able to visit the property until it is finished and delivered. Off-plan units allow you to purchase a property at a potentially lower price before it's built, to benefit from any future appreciation in value.
You can refer friends and family through the 'Refer' section in your account. Use the link or QR code.
We’re here to help! You can easily reach out to us through our live chat feature. Simply visit the help section on our website/Application, and you'll be connected with one of our customer service representatives
We understand that losing a loved one is an incredibly difficult time. At Nawy Shares, we want to make things as easy as possible for you. If you find yourself in this situation, please reach out to us directly. Here’s what we’ll do:
Immediate Support: Our team will offer immediate assistance and guide you through the necessary steps.
Full Refund: We will return all the money paid without any deductions or returns.
Your well-being and peace of mind are our top priorities during such a challenging time.