Nawy Shares is Egypt’s leading fractional real estate investment platform. Instead of buying an entire property, you can purchase a share in a premium off-plan unit through a common ownership structure. This allows you to invest in high-value real estate with lower upfront capital while still benefiting from the property’s potential appreciation.
We carefully select units from top developers using both quantitative and qualitative analysis, including price per m², location, demand, developer track record, and historical performance. Each property is divided into shares and offered to investors on the platform.
The entire process is digital: you can invest online, pay by card, manage your investment through the app, and receive your reservation form and contract at your doorstep for signing.
Want to understand the full model? 👉 Watch here
Nawy Shares charges three types of fees:
1. Entry Fee (1%–3%) – Paid upfront with your down payment.
Example: If your share is worth EGP 500k and the entry fee is 1%, you pay EGP 5k.
2. Installment Fee (3%) – Applied to each installment.
Example: If your installment is EGP 5k, the fee is EGP 150.
3. Exit Fee (5%) – Deducted from the final resale value of your share.
Example: If the share value at resale is EGP 600k, the fee is EGP 30k, deducted from the share resale price.
All Nawy Shares properties are off-plan, which means they are still under construction and cannot be visited until delivery.
No. Nawy Shares does not offer timeshare. Instead of purchasing usage rights for a limited period, you invest in real ownership through a common ownership model. Your investment is tied to the property’s actual value, with the goal of selling the unit at delivery, or earlier if the target return is achieved.
Yes. You can explore properties, invest, pay online using your bank card, and have your installments automatically deducted every month. Your reservation form and contract are delivered to your home for signing, with no need for in-person visits.
We select properties based on a combination of quantitative and qualitative factors. These include price per m² compared with similar projects, the location and its potential for growth, demand for the unit type and layout, the developer’s track record, historical price performance, and the available payment plan. We use this analysis to identify opportunities that meet our investment criteria.
Our platform offers a one-of-a-kind real estate purchase experience that’s designed to make it easy, accessible, and profitable. Here’s why we stand out:
Each property is divided into multiple shares, allowing you to buy one or more shares based on your budget. This gives you access to real estate investment without having to purchase the entire property.
No. We work selectively with top-tier developers. Our selection criteria prioritize reliable delivery, developer track record, and proven price growth to help manage risk and identify opportunities with strong investment potential.
Investing in off-plan real estate allows you to enter a project at an earlier stage, when prices may be lower than they are later in the development cycle. As construction progresses and the project develops, the property may appreciate in value. Off-plan properties can also offer lower upfront payments and longer installment plans, providing greater payment flexibility.
👉 Watch to learn more about off-plan investing!
Real estate has historically been one of the most established investment types in Egypt. Property prices have appreciated over the years, supported by long-term demand, inflationary pressures, and a strong preference for property ownership. Government-backed mega developments have also contributed to the growth of real estate values.
You can learn more about how Nawy Shares works here.
Our resale team manages the selling process at the appropriate exit point; either when the target ROI is reached or when the project is delivered. This ensures a smoother, faster exit and helps you achieve your intended returns.
You can start with as little as one share, depending on the property and its share structure. The cost of a share varies from one property to another, and some opportunities may offer monthly installments starting from EGP 5,000.
We combine market analytics, demand insights, and on-ground developer expertise. We look for prime locations, competitive launch prices, strong resale demand, and flexible payment plans that can make the unit attractive for resale.
Nawy Shares gives investors access to premium, strategically selected off-plan properties that are not always available to the general market, along with exclusive payment plans and discounts. All designed to support long-term return potential.
1. Choose a Property – New units launch every Tuesday at 2 PM Cairo time. Select the property and the number of shares you’d like to own.
2. Pay Online – Complete your profile and pay securely using your bank card.
3. Sign Documents – Your reservation form will be delivered to your address within 7 business days locally or 14 business days internationally.
4. Pay Installments – Your monthly installments are automatically deducted, giving you a smooth and hassle-free experience.
5. Exit or Reinvest – When the unit exits, you can cash out directly to your bank account or reinvest in upcoming launches.
You can start with as little as one share in any property of your choice. Some properties even come with 0% down payment and monthly installments starting at around EGP 5,000, making it easier to begin investing.
There’s no strict upper limit, but there is a cap on the number of shares per unit to ensure fair distribution among investors, since the value comes from Nawy Shares offering properties on a common ownership basis.
If you don’t invest during the Welcome Offer period, you’ll receive Early Access as a first-time investor. Early Access gives you a head start by allowing you to explore and invest in projects before their official launch. It’s our way of making your first experience seamless while giving you the chance to secure opportunities early and benefit from early access.
The Welcome Offer gives first-time investors exclusive access to a wider range of opportunities from different developers with flexible payment plans. Unlike our regular weekly launches that go live every Tuesday, this offer allows you to invest in any unit you choose at any time during the offer period, giving you more variety and flexibility. Please note that the Welcome Offer is valid for 7 days only.
New units launch every Tuesday at 2:00 PM (Cairo time).
Before launch, you’ll see upcoming properties marked as “Coming Soon.” Once the clock hits 2:00 PM on Tuesday, the shares become available for purchase. Since shares are limited and demand can be high, units may sell out quickly, so being on time is key to securing your share.
Anyone aged 18 or older can sign up and start investing on Nawy Shares, in line with Egyptian laws governing legal agreements.
When you sign up, you unlock a 7-day Welcome Offer, giving you exclusive access to limited opportunities available only during this short window. Once the 7 days are over, the Welcome Offer closes permanently.
After your Welcome Offer ends, you’ll continue to have access to our weekly property launches, where you can explore and invest in carefully selected fractional real estate opportunities.
Just select the “Withdraw” option in your account on the app or website and follow the steps. Please note that withdrawals can only be transferred to an Egyptian bank account, as per CBE regulations. If you need help, you can reach our customer support anytime through the live chat.
You’ll receive your money within 14 working days after a unit exit. The proceeds are transferred directly to your Nawy Shares Wallet.
We sell the unit and distribute returns to investors once one of these two conditions is met:
1. At Delivery Date – The unit is offered at market price upon delivery (typically around 4–5 years, depending on the project and the developer). Delivery can be a strong demand stage, as buyers may prefer ready-to-move-in properties that still have installments remaining.
2. Pre-Agreed Target ROI – Each unit has a target return on investment (ROI), clearly disclosed in the unit details. If a buyer makes an offer that covers the amount invested by the investors in the property so far, plus the profit required to reach that target return, we proceed with the sale.
📌 Example: If investors collectively paid EGP 3M into a unit with an ROI target of 80%, the unit would be sold once a buyer offers at least EGP 5.4M upfront (EGP 3M + EGP 2.4M), while continuing the remaining installments with the developer. When the sale happens, proceeds are distributed to investors after deducting applicable fees and taxes.
You earn returns through capital appreciation, the increase in your property’s value over time. Each share represents real ownership in a tangible asset, not just a digital token. As the project develops and demand grows, the property’s price may increase. When an exit condition is met, we sell the unit and distribute the returns to investors.
● Grace Period: Each installment has a 5-day grace period with no penalties applied.
● Late Payment Penalty: Starting from day 6, a penalty of EGP 50 per share per day will be applied for each day of delay.
● Missed Payment: If an installment remains unpaid for one full calendar month, it is considered a missed payment. Missed payments remain due and must be settled.
● Your contract may be terminated if you:
- Miss 3 consecutive payments.
- Miss 6 non-consecutive payments within a 12-month period.
In the event of contract termination:
● A penalty equivalent to the initial down payment will be deducted, or 10% of your share value.
● The remaining balance will be refunded to you in monthly installments, following the same purchase payment schedule.
These measures are in place to protect all investors and ensure that one investor’s delayed payments does not negatively impact others.
You can easily track your co-owned units’ performance through your portfolio. Unlike other asset classes, real estate values are not updated daily and typically adjust every 6 months to a year.
To keep you informed, we share the latest price updates directly from the developer.
The current model does not support property rental, as the primary intention is to sell the unit at the delivery date.
If a unit cannot be sold by the delivery date, the unit’s co-owners will still be liable for the remaining monthly payments because the investment is structured as common ownership. Once the purchase price is fully paid, the co-owners will ultimately become the legal owners of the unit.
We understand how important it is to secure a fair price for your investment. To support transparency, every unit is valued once an exit condition is met by an independent real estate valuator certified by the FRA. This helps ensure that the sale price reflects market value. For added transparency, the valuator’s report is shared with all investors.
There is currently no early exit or resale option on the Nawy Shares platform. However, if you independently find a buyer interested in purchasing your share, Nawy Shares can facilitate the ownership transfer and cancel your existing contract.
No, you don’t need to be Egyptian or live in Egypt to invest with Nawy Shares. We welcome all nationalities. Just keep in mind that paperwork delivery may take longer if you’re abroad.
You can pay with any bank card, including international cards. However, as per CBE regulations, your returns must be withdrawn to an Egyptian bank account.
Nawy Shares operates under the Egyptian Civil Code No. 131 of 1948. The model works by purchasing a unit from a developer and offering it for sale on a common ownership basis. Each investor signs a preliminary contract, which follows the same legal framework used between an individual property buyer and a developer in Egypt.
Since all properties purchased through Nawy Shares are off-plan, they cannot be registered with the Notary Public until delivery and full payment of the unit’s value. In the meantime, the developer issues a preliminary contract (عقد ابتدائي) to Nawy Shares, which is the same process followed when buying any off-plan unit directly from a developer.
Once the unit is delivered and all requirements are met, such as the developer registering the project under its name and attending the notary signing, a final contract can then be registered. Nawy Shares mirrors this process with investors by providing preliminary contracts that confirm their ownership and stipulate that full ownership transfer happens once all payments are complete. These contracts are fully legally binding.
Yes. Just like any real estate transaction in Egypt, applicable taxes and fees may apply. In line with the Egyptian income tax law, Nawy Shares will withhold and deduct the applicable taxes and submit them directly to the Tax Authority on your behalf.
Nawy Shares purchases the unit from the developer through a primary sale contract, then offers it to investors on a common ownership basis under the Egyptian Civil Code No. 131 of 1948.
These contracts clearly state that the legal transfer of ownership occurs once the full purchase price of the unit is paid. Until then, the contracts are fully binding on both Nawy Shares and the developer, just like when you buy a unit directly from a developer.
You will receive two key documents as part of your investment with Nawy Shares:
Reservation Form – This confirms your share purchase. It will be sent to you within 7 business days of completing your investment (or within 14 business days if you’re abroad).
Sale and Purchase Contract – Once Nawy Shares receives its signed Sale and Purchase Contract from the developer, we will issue and deliver your Sale and Purchase Agreement, where Nawy Shares is the seller of the unit. The timing depends on when the developer finalizes their agreement.
Just select the “Withdraw” option in your account on the app or website and follow the steps. Please note that withdrawals can only be transferred to an Egyptian bank account, as per Egyptian regulations. If you need help, you can reach our customer support anytime through the live chat.
Currently, we accept Egyptian and international credit, debit, and prepaid cards.
No, the card does not have to be in the buyer’s name.
We understand that this is an incredibly difficult time, and we want to make things as easy as possible for the family. In the event of an investor’s passing, Nawy Shares will provide support and guide the family through the necessary steps.
All money paid will be fully refunded without any deductions or returns. Our priority is to ensure the process is handled smoothly and with compassion during such a difficult time.
We’re always here to help! You can easily reach us through the live chat feature or request a call in the support section of our website or application, where one of our customer support representatives will assist you right away.
You’re asked to set a PIN code in the application as an added layer of security. This helps protect your account, cards, and personal information.
If you need to reset your PIN code, simply reach out to our customer service team through the live chat on our website or application. They’ll securely guide you through the reset process.
Your ID is required to validate your purchase and ensure that the contract is legally binding. It is also needed to issue your contract(s) in your name.
No, there is no limit to the number of people you can refer. You can invite as many friends and family members as you’d like.
It’s simple: head to the "Referral Program" entry point on the Nawy Shares homepage, share your referral link with your network, and start earning!
Refer Now!
No, you don’t have to be an investor to refer your friends and family to Nawy Shares. You can start referring, and use your rewards towards your first investment.
Turn your network into rewards! 🎉 Invite your friends and family to join Nawy Shares, and once they make their first investment, you instantly earn EGP 5,000.
To earn a referral reward, the person you refer must be new to Nawy Shares and have never created an account on Nawy Shares before.
Yes. If you’re already an investor, you can use your referral rewards toward your upcoming installments.
Yes. Your referral rewards can be used toward your first or next investment with Nawy Shares.
Nawy Shares is Egypt’s leading fractional real estate investment platform. Instead of buying an entire property, you can purchase a share in a premium off-plan unit through a common ownership structure. This allows you to invest in high-value real estate with lower upfront capital while still benefiting from the property’s potential appreciation.
We carefully select units from top developers using both quantitative and qualitative analysis, including price per m², location, demand, developer track record, and historical performance. Each property is divided into shares and offered to investors on the platform.
The entire process is digital: you can invest online, pay by card, manage your investment through the app, and receive your reservation form and contract at your doorstep for signing.
Want to understand the full model? 👉 Watch here
Nawy Shares charges three types of fees:
1. Entry Fee (1%–3%) – Paid upfront with your down payment.
Example: If your share is worth EGP 500k and the entry fee is 1%, you pay EGP 5k.
2. Installment Fee (3%) – Applied to each installment.
Example: If your installment is EGP 5k, the fee is EGP 150.
3. Exit Fee (5%) – Deducted from the final resale value of your share.
Example: If the share value at resale is EGP 600k, the fee is EGP 30k, deducted from the share resale price.
All Nawy Shares properties are off-plan, which means they are still under construction and cannot be visited until delivery.
No. Nawy Shares does not offer timeshare. Instead of purchasing usage rights for a limited period, you invest in real ownership through a common ownership model. Your investment is tied to the property’s actual value, with the goal of selling the unit at delivery, or earlier if the target return is achieved.
Yes. You can explore properties, invest, pay online using your bank card, and have your installments automatically deducted every month. Your reservation form and contract are delivered to your home for signing, with no need for in-person visits.
We select properties based on a combination of quantitative and qualitative factors. These include price per m² compared with similar projects, the location and its potential for growth, demand for the unit type and layout, the developer’s track record, historical price performance, and the available payment plan. We use this analysis to identify opportunities that meet our investment criteria.
Our platform offers a one-of-a-kind real estate purchase experience that’s designed to make it easy, accessible, and profitable. Here’s why we stand out:
Each property is divided into multiple shares, allowing you to buy one or more shares based on your budget. This gives you access to real estate investment without having to purchase the entire property.
No. We work selectively with top-tier developers. Our selection criteria prioritize reliable delivery, developer track record, and proven price growth to help manage risk and identify opportunities with strong investment potential.
Investing in off-plan real estate allows you to enter a project at an earlier stage, when prices may be lower than they are later in the development cycle. As construction progresses and the project develops, the property may appreciate in value. Off-plan properties can also offer lower upfront payments and longer installment plans, providing greater payment flexibility.
👉 Watch to learn more about off-plan investing!
Real estate has historically been one of the most established investment types in Egypt. Property prices have appreciated over the years, supported by long-term demand, inflationary pressures, and a strong preference for property ownership. Government-backed mega developments have also contributed to the growth of real estate values.
You can learn more about how Nawy Shares works here.
Our resale team manages the selling process at the appropriate exit point; either when the target ROI is reached or when the project is delivered. This ensures a smoother, faster exit and helps you achieve your intended returns.
You can start with as little as one share, depending on the property and its share structure. The cost of a share varies from one property to another, and some opportunities may offer monthly installments starting from EGP 5,000.
We combine market analytics, demand insights, and on-ground developer expertise. We look for prime locations, competitive launch prices, strong resale demand, and flexible payment plans that can make the unit attractive for resale.
Nawy Shares gives investors access to premium, strategically selected off-plan properties that are not always available to the general market, along with exclusive payment plans and discounts. All designed to support long-term return potential.
1. Choose a Property – New units launch every Tuesday at 2 PM Cairo time. Select the property and the number of shares you’d like to own.
2. Pay Online – Complete your profile and pay securely using your bank card.
3. Sign Documents – Your reservation form will be delivered to your address within 7 business days locally or 14 business days internationally.
4. Pay Installments – Your monthly installments are automatically deducted, giving you a smooth and hassle-free experience.
5. Exit or Reinvest – When the unit exits, you can cash out directly to your bank account or reinvest in upcoming launches.
You can start with as little as one share in any property of your choice. Some properties even come with 0% down payment and monthly installments starting at around EGP 5,000, making it easier to begin investing.
There’s no strict upper limit, but there is a cap on the number of shares per unit to ensure fair distribution among investors, since the value comes from Nawy Shares offering properties on a common ownership basis.
If you don’t invest during the Welcome Offer period, you’ll receive Early Access as a first-time investor. Early Access gives you a head start by allowing you to explore and invest in projects before their official launch. It’s our way of making your first experience seamless while giving you the chance to secure opportunities early and benefit from early access.
The Welcome Offer gives first-time investors exclusive access to a wider range of opportunities from different developers with flexible payment plans. Unlike our regular weekly launches that go live every Tuesday, this offer allows you to invest in any unit you choose at any time during the offer period, giving you more variety and flexibility. Please note that the Welcome Offer is valid for 7 days only.
New units launch every Tuesday at 2:00 PM (Cairo time).
Before launch, you’ll see upcoming properties marked as “Coming Soon.” Once the clock hits 2:00 PM on Tuesday, the shares become available for purchase. Since shares are limited and demand can be high, units may sell out quickly, so being on time is key to securing your share.
Anyone aged 18 or older can sign up and start investing on Nawy Shares, in line with Egyptian laws governing legal agreements.
When you sign up, you unlock a 7-day Welcome Offer, giving you exclusive access to limited opportunities available only during this short window. Once the 7 days are over, the Welcome Offer closes permanently.
After your Welcome Offer ends, you’ll continue to have access to our weekly property launches, where you can explore and invest in carefully selected fractional real estate opportunities.
Just select the “Withdraw” option in your account on the app or website and follow the steps. Please note that withdrawals can only be transferred to an Egyptian bank account, as per CBE regulations. If you need help, you can reach our customer support anytime through the live chat.
You’ll receive your money within 14 working days after a unit exit. The proceeds are transferred directly to your Nawy Shares Wallet.
We sell the unit and distribute returns to investors once one of these two conditions is met:
1. At Delivery Date – The unit is offered at market price upon delivery (typically around 4–5 years, depending on the project and the developer). Delivery can be a strong demand stage, as buyers may prefer ready-to-move-in properties that still have installments remaining.
2. Pre-Agreed Target ROI – Each unit has a target return on investment (ROI), clearly disclosed in the unit details. If a buyer makes an offer that covers the amount invested by the investors in the property so far, plus the profit required to reach that target return, we proceed with the sale.
📌 Example: If investors collectively paid EGP 3M into a unit with an ROI target of 80%, the unit would be sold once a buyer offers at least EGP 5.4M upfront (EGP 3M + EGP 2.4M), while continuing the remaining installments with the developer. When the sale happens, proceeds are distributed to investors after deducting applicable fees and taxes.
You earn returns through capital appreciation, the increase in your property’s value over time. Each share represents real ownership in a tangible asset, not just a digital token. As the project develops and demand grows, the property’s price may increase. When an exit condition is met, we sell the unit and distribute the returns to investors.
● Grace Period: Each installment has a 5-day grace period with no penalties applied.
● Late Payment Penalty: Starting from day 6, a penalty of EGP 50 per share per day will be applied for each day of delay.
● Missed Payment: If an installment remains unpaid for one full calendar month, it is considered a missed payment. Missed payments remain due and must be settled.
● Your contract may be terminated if you:
- Miss 3 consecutive payments.
- Miss 6 non-consecutive payments within a 12-month period.
In the event of contract termination:
● A penalty equivalent to the initial down payment will be deducted, or 10% of your share value.
● The remaining balance will be refunded to you in monthly installments, following the same purchase payment schedule.
These measures are in place to protect all investors and ensure that one investor’s delayed payments does not negatively impact others.
You can easily track your co-owned units’ performance through your portfolio. Unlike other asset classes, real estate values are not updated daily and typically adjust every 6 months to a year.
To keep you informed, we share the latest price updates directly from the developer.
The current model does not support property rental, as the primary intention is to sell the unit at the delivery date.
If a unit cannot be sold by the delivery date, the unit’s co-owners will still be liable for the remaining monthly payments because the investment is structured as common ownership. Once the purchase price is fully paid, the co-owners will ultimately become the legal owners of the unit.
We understand how important it is to secure a fair price for your investment. To support transparency, every unit is valued once an exit condition is met by an independent real estate valuator certified by the FRA. This helps ensure that the sale price reflects market value. For added transparency, the valuator’s report is shared with all investors.
There is currently no early exit or resale option on the Nawy Shares platform. However, if you independently find a buyer interested in purchasing your share, Nawy Shares can facilitate the ownership transfer and cancel your existing contract.
No, you don’t need to be Egyptian or live in Egypt to invest with Nawy Shares. We welcome all nationalities. Just keep in mind that paperwork delivery may take longer if you’re abroad.
You can pay with any bank card, including international cards. However, as per CBE regulations, your returns must be withdrawn to an Egyptian bank account.
Nawy Shares operates under the Egyptian Civil Code No. 131 of 1948. The model works by purchasing a unit from a developer and offering it for sale on a common ownership basis. Each investor signs a preliminary contract, which follows the same legal framework used between an individual property buyer and a developer in Egypt.
Since all properties purchased through Nawy Shares are off-plan, they cannot be registered with the Notary Public until delivery and full payment of the unit’s value. In the meantime, the developer issues a preliminary contract (عقد ابتدائي) to Nawy Shares, which is the same process followed when buying any off-plan unit directly from a developer.
Once the unit is delivered and all requirements are met, such as the developer registering the project under its name and attending the notary signing, a final contract can then be registered. Nawy Shares mirrors this process with investors by providing preliminary contracts that confirm their ownership and stipulate that full ownership transfer happens once all payments are complete. These contracts are fully legally binding.
Yes. Just like any real estate transaction in Egypt, applicable taxes and fees may apply. In line with the Egyptian income tax law, Nawy Shares will withhold and deduct the applicable taxes and submit them directly to the Tax Authority on your behalf.
Nawy Shares purchases the unit from the developer through a primary sale contract, then offers it to investors on a common ownership basis under the Egyptian Civil Code No. 131 of 1948.
These contracts clearly state that the legal transfer of ownership occurs once the full purchase price of the unit is paid. Until then, the contracts are fully binding on both Nawy Shares and the developer, just like when you buy a unit directly from a developer.
You will receive two key documents as part of your investment with Nawy Shares:
Reservation Form – This confirms your share purchase. It will be sent to you within 7 business days of completing your investment (or within 14 business days if you’re abroad).
Sale and Purchase Contract – Once Nawy Shares receives its signed Sale and Purchase Contract from the developer, we will issue and deliver your Sale and Purchase Agreement, where Nawy Shares is the seller of the unit. The timing depends on when the developer finalizes their agreement.
Just select the “Withdraw” option in your account on the app or website and follow the steps. Please note that withdrawals can only be transferred to an Egyptian bank account, as per Egyptian regulations. If you need help, you can reach our customer support anytime through the live chat.
Currently, we accept Egyptian and international credit, debit, and prepaid cards.
No, the card does not have to be in the buyer’s name.
We understand that this is an incredibly difficult time, and we want to make things as easy as possible for the family. In the event of an investor’s passing, Nawy Shares will provide support and guide the family through the necessary steps.
All money paid will be fully refunded without any deductions or returns. Our priority is to ensure the process is handled smoothly and with compassion during such a difficult time.
We’re always here to help! You can easily reach us through the live chat feature or request a call in the support section of our website or application, where one of our customer support representatives will assist you right away.
You’re asked to set a PIN code in the application as an added layer of security. This helps protect your account, cards, and personal information.
If you need to reset your PIN code, simply reach out to our customer service team through the live chat on our website or application. They’ll securely guide you through the reset process.
Your ID is required to validate your purchase and ensure that the contract is legally binding. It is also needed to issue your contract(s) in your name.
No, there is no limit to the number of people you can refer. You can invite as many friends and family members as you’d like.
It’s simple: head to the "Referral Program" entry point on the Nawy Shares homepage, share your referral link with your network, and start earning!
Refer Now!
No, you don’t have to be an investor to refer your friends and family to Nawy Shares. You can start referring, and use your rewards towards your first investment.
Turn your network into rewards! 🎉 Invite your friends and family to join Nawy Shares, and once they make their first investment, you instantly earn EGP 5,000.
To earn a referral reward, the person you refer must be new to Nawy Shares and have never created an account on Nawy Shares before.
Yes. If you’re already an investor, you can use your referral rewards toward your upcoming installments.
Yes. Your referral rewards can be used toward your first or next investment with Nawy Shares.